How to Save More Money in 2022

The COVID-19 pandemic evolves all the world, many people have lost their jobs, maybe it’s the uncertain economy or higher levels of inflation. New year is coming, so what’s your new year resolution? This article will suggest you to consider 3 money-saving tips. 

Resell your gift cards

Gift card sales demands has been increasing this year. Now is the time to take advantage of gift cards you received, so you can use them to get what you want without spending too much money. Here is another good option: resell the gift cards for cash, so exchanging them or turning them into cash so you can buy anything you want. Tbay is a professional platform to resale your gift cards, you can get a higher price than other platform.

Maximize cash back credit cards

The average annual percentage rate (APR) was over 16% in the first week of January 2022. In other words, if you rack up charges on a cashback card but don't pay it off each month, interest charges will quickly erode your rewards gains.Understand that cashback credit cards usually charge a higher interest rate if you have a balance.

Make suitable spending strategy

As a beginning, you should not play favorites with your rewards cards. The best thing you can do is not to put all your cash back earnings on one credit card. On other hand, you can go to find some discount products. It's a wise strategy to look for sales and special discount offers at the stores you plan to visit.

Despite the fact that there are a lot of ways to save money, gift cards often go overlooked as a great bargain. Paying off your balance regularly can help you save on purchases with cashback cards.

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